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9 Steps to Improve Contact Data Quality in Debt Collection

Contact data quality in debt collection can make or break your success — here are best practices for improving it

The Role of AI Model Governance

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic

The FICO Score is a broad-based, independent standard measure of credit risk

Can Your Machine Learning Do the Lambada?

Machine learning is powerful, but beware of solutions that promote it as a magical ingredient

Average U.S. FICO Score at 711, But Uncertainty Abounds

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

FICO Score Trends Through Economic Downturns and Natural Disasters

What FICO Scores can tell us about the road ahead

How FICO Helps Protect Your Score During COVID-19

The FICO Score doesn’t negatively consider forbearance/deferment agreements.

How to Make Branch Collections Work in the Crisis – Don’t Dial Manually!

If you're pursuing branch collections, use your branch staff as wisely as you use your core collection team - and that means automation

Payment Holidays: New Tool for Managing the Surge

Automated communications tools can help customers get payment relief faster

Innovation Never Sleeps: Why We Redevelop the FICO® Score

FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions

Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?

A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population

Average U.S. FICO Score Ticks Up to 706

The national average FICO Score has steadily risen over the past decade

Persistent Debt Regulation and Advanced Analytics

Here's how decision optimisation can improve cardholders' strategies to comply with persistent debt regulation and help consumers meet their credit burdens.

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