Doug Clare explores the options available for all participants to help prevent real time payments fraud

Thoughts on personal loans, consolidations and the auto industry.

The Clearing House Association Announces RTP Updates

How FICO works with lenders to improve the automotive lending experience

The 2020 trends in TPRM, AI and convergence spark déjà vu

To fight real-time payments fraud, banks need to learn a few moves from the digital disruptors

As banks pursue convergence of fraud and financial crime management, Falcon X lets them do it with one integrated system

Banks spend too much time trying to predict things, rather than mapping out how their people, processes, and technology will need to change if they are successful.

Criminals are using data breaches to create synthetic identities, which in turn are used to secure auto loans or other financial products.

I’ve found that the banks that see the best return on their customer acquisition investments tend to be the ones that have also invested appropriately in their collections capabilities

With new customer acquisition costs spiraling out of control and nimble competitors trying to pick off profitable portions of your portfolios, there’s never been a more critical time to invest in customer management.

What are the top four areas of tactical concern within consumer banking that bank executives will make significant progress addressing in 2019?

Two of today’s hottest tech topics—cybersecurity and artificial intelligence (AI)––were well represented at recent conferences in insurance and banking, respectively: Advisen Cyber Risks Insights Conference and Bank AI Expo. Here’s my take.