How the FICO Platform can enable explainable machine learning models for more effective PD calculations

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

FICO’s contextual intelligence capabilities allow organizations to become more efficient and effective in two important ways related to fraud and financial crime compliance

Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

Microservices are small building blocks created to accomplish a business action or decision, and can be used throughout the business to increase efficiency and improve results

Choosing the decisioning platform for your organization to combat fraud and financial crime

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

Unless you are good at generating the right data characteristics, or features, which are relevant to your business decisions, you cannot increase the value of big data

Bitcoin and other cryptocurrencies are joining mainstream banking—what are the risks from an AML perspective?

How FICO uses global payments data to accurately prevent the next fraud event across a wide range of payment types and channels

Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?

Now is the time to move from a traditional financial company to a modern Open Banking ecosystem

Customer ID management and access control are related but different disciplines, and shouldn’t be confused with each other