Spikes in CNP fraud, money mules and social engineering scams are rising - what should fraud managers take away from the successes and failures of the last global economic crisis?

FICO UK Credit Market Report – May 2020

Doug Clare explains how biometrics are the cornerstone of effective ID authentication

Benchmarking data can help you evaluate strategies, identify focus areas for your portfolio, and provide information to auditors and regulators

Doug Clare explores the options available for all participants to help prevent real time payments fraud

The Clearing House Association Announces RTP Updates

The 2020 trends in TPRM, AI and convergence spark déjà vu

2-cycle balances growing for cards raise issues around Persistent Debt

To fight real-time payments fraud, banks need to learn a few moves from the digital disruptors

As banks pursue convergence of fraud and financial crime management, Falcon X lets them do it with one integrated system

Criminals are using data breaches to create synthetic identities, which in turn are used to secure auto loans or other financial products.

My last two posts on persistent debt in the UK focused on compliance and prevention. Here’s a different angle: Can issuers actually compete in this area?

Following on from my previous post on persistent debt, here I’m tackling the topic of preventing customers from falling into persistent debt.

While issuers have already started the actions prescribed by the FCA's persistent debt regulations, there is still a sizeable amount of work to complete and opportunities to be identified.

With over £40 billion of unused exposure on inactive UK cards and over £50 billion on active UK cards there is the potential for huge losses if consumers start to eat into these limits.