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Real-Time Payments and Fraud – What Can be Done?

Doug Clare explores the options available for all participants to help prevent real time payments fraud

Will Real-Time Payments Increase Financial Crime in the USA?

The Clearing House Association Announces RTP Updates

Cyber, Fraud, Compliance Predictions in 2020

The 2020 trends in TPRM, AI and convergence spark déjà vu

Real-Time Payments Fraud: Can Elephants Learn to Dance?

To fight real-time payments fraud, banks need to learn a few moves from the digital disruptors

Finovate: FICO Falcon X Detects Fraud, Financial Crime

As banks pursue convergence of fraud and financial crime management, Falcon X lets them do it with one integrated system

Synthetic Identities: From Data Breaches to Auto Loan Fraud

Criminals are using data breaches to create synthetic identities, which in turn are used to secure auto loans or other financial products.

FICO Score Research: Explainable AI for Credit Scoring

FICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.

Explainable AI and the FICO Score

My presentation on “Transparency by Design: An Explainable AI Approach to Credit Risk Scoring” discusses our application of recent machine learning technologies to challenge the US FICO® Score.

FICO Scores, Artificial Intelligence and Machine Learning

How are advances in artificial intelligence and machine learning changing credit risk assessment? That’s a topic I’ll be exploring in three presentations at FICO World 2018.

Cybersecurity Insurance, AI and Chatbots

Two of today’s hottest tech topics—cybersecurity and artificial intelligence (AI)––were well represented at recent conferences in insurance and banking, respectively: Advisen Cyber Risks Insights Conference and Bank AI Expo. Here’s my take.

How New Risk Analytics Stress-Test Individual Consumers

Want to know which consumers will more likely default when they encounter an unpredicted financial stress situation in the future? Traditional risk scores won’t give you the full picture.

5 Reasons Cyber Scoring Is the Next Big Idea for Credit Unions

What Does Your Wearable Tech Tell a Cybercriminal?

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