Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Research shows balance aggregation results in modest impact to FICO® Scores

Bridging the expectation gap through decision planning to improve the customer experience

As consumer spending patterns change in the pandemic, fraudsters are changing to match

New communications tools must be combined with a focus on each borrower's financial circumstances, to identify vulnerable customers and how to manage them

Segmentation and new variables are among the COVID-19 banking recommendations

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Using digital collaboration to play your best hand

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Following a slide that lasted four+ years, the FICO® Credit Health Index for Russia began climbing in April 2016 and climbed another 2 points last quarter.

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.