Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Research shows balance aggregation results in modest impact to FICO® Scores

Bridging the expectation gap through decision planning to improve the customer experience

Bank Negara confirmed in July 2020 that banks and other financial institutions could deploy eKYC as part of the onboarding process.

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Using digital collaboration to play your best hand

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Cosmos Bank recently had $13.5 million siphoned off by hackers linked to the Lazarus Group in North Korea. These attacks emphasize the need for layered fraud defences and controls that effectively mitigate such risks.

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.