Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Research shows balance aggregation results in modest impact to FICO® Scores

Bridging the expectation gap through decision planning to improve the customer experience

The UltraFICO Score enables lenders to make more refined credit decisions than they can with the traditional FICO Score alone.

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Using digital collaboration to play your best hand

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

A key point that the experts underscored during the Financial Inclusion sessions at LendIt was that expanding financial inclusion is a win-win proposition.

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.