Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

FICO Score credit risk trends through the COVID-19 pandemic

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

Bridging the expectation gap through decision planning to improve the customer experience

Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability

Using digital collaboration to play your best hand

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.