Optimize your loan origination process with automation that speeds approvals, cuts costs, and improves customer satisfaction for credit risk leaders

Business outcome simulation enables business users to simulate changes to strategy and quickly make informed decisions to help reduce risk and enhance profitability

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

The ability to offer full control of affordability strategies and models to ensure agility, flexibility and transparency really matters — because it’s getting ever more complex

Talking with A-level students at Winstanley College, Wigan, gave me hope for the future of data science

Research shows balance aggregation results in modest impact to FICO® Scores

From South America to South Africa, businesses are using centralized decisioning to connect with customers

Open Banking has the potential to empower more choice for millions more consumers in Europe and Africa - better analytics and breaking down banking silos will be key

Bridging the expectation gap through decision planning to improve the customer experience

Access to the broadest datasets available, investment in the right technology and application of AI and automation can be a win-win for lenders and SMEs seeking funding

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Using digital collaboration to play your best hand

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.