Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
Leveraging DDA Data in Consumer Lending to Stay Competitive
Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank
Better SME Lending Systems Key To Winning Back Businesses Post-pandemic
Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery
The Role of Decision Orchestration in Financial Platforms
Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system
Who Defaults when Bankcard Accommodations End? Resilience Matters
New perspective on borrowers rolling off bankcard payment accommodations.
What Are Microservices? How Do They Increase Efficiency?
Microservices are small building blocks created to accomplish a business action or decision, and can be used throughout the business to increase efficiency and improve results
Are You Catering For The ‘Unhappy Path’ In Digital Journeys?
Bridging the expectation gap through decision planning to improve the customer experience
FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power
Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
Defining Big Data Characteristics – A Data Scientist’s Life Hack
Unless you are good at generating the right data characteristics, or features, which are relevant to your business decisions, you cannot increase the value of big data
Bank Ecosystems: The Role of Data Ingestion
Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?
Open Banking: Are You Ready to Become a Banking Ecosystem?
Now is the time to move from a traditional financial company to a modern Open Banking ecosystem
FICO Resilience Index is Strong Predictor of Consumer Need for Loan Accommodations
Latest research underscores relationship of index to October 2020 reported payment accommodations
Behavioral Biometrics and Customer Identity Authentication
With synthetic identity fraud on the rise, behavioral biometrics enable banks to balance customer experience and fraud prevention
New Data Underscores Strong Performance of the FICO Resilience Index
Recent loan accommodation requests correlated to FICO Resilience Index values
The Three Rs of Managing Credit Risk in Disrupted Times
Managing credit risk needs to start with a vision for the customer experience
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.