Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Survey demonstrates need for advanced analytic solutions to accelerate lending and simplify delivery

Research shows balance aggregation results in modest impact to FICO® Scores

Bridging the expectation gap through decision planning to improve the customer experience

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Collections professionals discuss the challenges they face in the current debt tsunami

Lessons learned from the 2008 global financial crisis can help guide collections and debt relief strategies now

Using digital collaboration to play your best hand

Taking up innovations used in credit risk management can pay off handsomely in collections & recoveries

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

The idea of reducing the friction between customer need and targeted product offering is nothing new, but clearly the thought of a dialog-based interaction replacing the traditional application form is quite appealing.