A World Without FICO Credit Scores: What Was It Like?
Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem
The Crucial Importance of Precision and Accuracy in Mortgage Lending
Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans
The New Era in Mortgage Credit Risk
How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T
FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions
5 Ways Credit Unions Can Be More Resilient with AI and Analytics
AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk
Analytics Reveal What New Credit UK Consumers Can Afford
Until now, it has been very difficult for a lender to understand the pressures on any consumer in terms of their ability to absorb more credit and pay off the required instalments, without placing unbearable stress on their finances.
Let's Expand Credit Access Responsibly
We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.
Psychometrics and FICO Scores — An Odd Match?
Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit ma...
Play More Games to Get Your Ph.D.: Fun with Spurious Correlations
<p>Correlation doesn’t equal causation. This point sometimes gets lost in the Big Data discussion.</p>
<p>The argument...
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