Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

FICO® Scores: A critical element in cash flow analysis for proper valuation.

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

Monthly report on UK credit card trends shows financial prudence with spending down and percentage of payments to balance up – but will lockdown stashes save the day or fade away?

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

Credit card spend 3.5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position