The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
What Are Fraud Analytics and How Do They Improve Fraud Detection?
Understand what fraud analytics entail and how they leverage AI, machine learning, business intelligence and data science to improve fraud detection
FICO Focused Foundation Model Delivers Trustworthy, Responsible GenAI
FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value
Operationalizing Responsible AI Standards: Why a Platform Approach Matters
A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up
The Financial Health Revolution: How Gen Z Is Leading the Charge
What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
How to Build Credit Risk Models Using AI and Machine Learning
Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?
Combining Machine Learning with Credit Risk Scorecards
Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards
Worried about Gen AI Hallucinations? Using Focused Language Models is an Imaginative—and Proven—Solution
GenAI hallucinations are primarily caused by the ways that large language models (LLMs) are built
Building Financial Literacy Through Credit Education
From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy
Reflections on Innovation: 101 AI and Software Patents Granted
We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact
Artificial Intelligence Explained: What Is Ethical AI?
Ethical AI means digging into what machine learning models are learning – which is a complex task
2025 Predictions for AI and GenAI: The Golden Age of AI – and How to Keep the Goose Golden
As companies drive breakthrough results with AI in 2025, operationalization and trust are attainable imperatives
How to Use Blockchain to Build Responsible AI: An Award-Winning Approach
FICO’s use of blockchain to develop artificial intelligence is recognized in awards from Global Finance and the Banking Tech Awards
What Is Responsible AI? Four Important Principles
Responsible AI includes four principles for ensuring that AI is safe, trustworthy and unbiased - it should be robust, explainable, ethical and auditable
A World Without FICO Credit Scores: What Was It Like?
Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem
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