Lenders in Brazil can improve collections and fraud strategies by optimizing the balance of digital message channels

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

July data shows Brazil's credit portfolio is in good shape - combined with a decline in delinquency, this makes a fertile ground for credit granting

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

FICO® Scores: A critical element in cash flow analysis for proper valuation.

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

Monthly report on UK credit card trends shows financial prudence with spending down and percentage of payments to balance up – but will lockdown stashes save the day or fade away?

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

August saw a two-year low in consumers paying less than the amount due on cards, although signs of financial pressure can be seen

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

Credit card spend 3.5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position