Our comprehensive survey uncovered striking regional differences in consumer priorities and behaviors, challenging conventional wisdom about what drives account selection

These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

From banks to telcos to debt collection agencies, what looks like unrecoverable bad debt may in fact be first-party fraud - here's how to reduce its impact

Navigate the complexities of enterprise fraud management with seamless orchestration, real-time detection, and scalable prevention and intervention strategies.

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

A new supervisory statement from the Bank of England suggests stronger controls are needed, and the principles are good guidance for banks globally

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Real-time communications play a key role for banks to balance sensible friction in fraud management with customer preferences for ease and convenience

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes

Hyper-personalized fraud management is becoming integral to banks’ abilities to extend fraud-protected but friction-free customer experiences