These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

In his interview for the podcast “Subject to”, FICO’s Timo Berthold discusses his career in computational optimization and mixed integer programming

FICO’s Claudio Gambella was a member of a team awarded at EURO 2024 for its work in mathematical optimization

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

A new supervisory statement from the Bank of England suggests stronger controls are needed, and the principles are good guidance for banks globally

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes

FICO® Scores: A critical element in cash flow analysis for proper valuation.

With the clock ticking to the 31 July FCA deadline, a FICO roundtable looked at the scale of the Consumer Duty challenge

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows