These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

For neurodivergent people struggling with debt, such as those with ADHD or autism, an omnichannel approach helps them meet payment deadlines and keep debt under control

A new report from Chartis Research shines a spotlight on how fraud platforms, GenAI, agentic AI and real-time payments are driving fraud protection forward

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

A new supervisory statement from the Bank of England suggests stronger controls are needed, and the principles are good guidance for banks globally

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices

Fraudsters are using increasingly sophisticated tactics to scam consumers out of their money, but there are practical and immediate steps you can take if you’ve responded to a scam

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Real-time payments attract real-time fraud, so banks and other financial institutions need the best tools and technology to protect their customers

Bust-out fraud is a type of fraud that often masquerades as bad debt - but it can never be collected, because the account owner has no intention to pay

As real-time payments take off and begin to dominate ecommerce growth, banks must address real-time payments fraud with sensible friction and personalized notifications