Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Higher prices keep customers in a pinch from making on-time payments

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

Bankcard delinquencies continue to rise, higher losses are coming in 2023

Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels

Bankcard delinquencies continue to rise as growth in the economy slows

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk