FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Debt and missed payments continue to rise, contributing to a change in the average

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

People with no current debt can – and often do - have a credit score higher than the national average

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?