Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

As digital transactions soar, Indian banks face a rising tide of scams. Learn how to stay ahead with smarter fraud prevention strategies.

Credit card delinquency rates picked up in the back half of the year as spending slows

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Higher prices keep customers in a pinch from making on-time payments

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows