Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Higher prices keep customers in a pinch from making on-time payments

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead