Using SMS, RCS and WhatsApp in Omni-Channel Communications
Lenders in Brazil can improve collections and fraud strategies by optimizing the balance of digital message channels
A World Without FICO Credit Scores: What Was It Like?
Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem
Credit and Risk Trends in Brazil Highlight Need for Tailored Treatment
July data shows Brazil's credit portfolio is in good shape - combined with a decline in delinquency, this makes a fertile ground for credit granting
The Crucial Importance of Precision and Accuracy in Mortgage Lending
Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans
Brazilian Credit Risk Trends Reveal Growth Opportunities
This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products
The New Era in Mortgage Credit Risk
How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
5 Ways Credit Unions Can Be More Resilient with AI and Analytics
AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk
Debunking the Top-3 Pooled Model Myths
Best Practices: Must-have checklist for winning pooled models
How Pooled Models Help You Say “Yes” To More Good Credit Applicants
Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions
Lenders Should Consider Using "Pooled Models" When Making Originations Decisions
Using pooled models in addition to bureau scores can help creditors make more precise, value-based decisions at the origination stage.
Play More Games to Get Your Ph.D.: Fun with Spurious Correlations
<p>Correlation doesn’t equal causation. This point sometimes gets lost in the Big Data discussion.</p>
<p>The argument...
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