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A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

The Crucial Importance of Precision and Accuracy in Mortgage Lending

Six pivotal reasons why accuracy is paramount in credit scoring for mortgage loans

The New Era in Mortgage Credit Risk

How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans

The Perfect Credit Score: Understanding the 850 FICO Score

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Why Credit Scores are Crucial to Healthy Securities

The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows

In-depth look at the distribution of average U.S. FICO® Scores in 2022

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

Deep Dive into Distribution of the FICO® Score Across the US

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

5 Ways Credit Unions Can Be More Resilient with AI and Analytics

AI and other behavioral analytics can give you better, more actionable insights into customers' needs and risk

How FICO Orchestrates Contextual Intelligence to Fight Fraud

FICO’s contextual intelligence capabilities allow organizations to become more efficient and effective in two important ways related to fraud and financial crime compliance

Contextual Intelligence - A New Tool in the War Against Fraud

Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey

5 Essentials to Look for in a Platform to Fight Fraud and Financial Crime

Choosing the decisioning platform for your organization to combat fraud and financial crime

The Cryptocurrency AML Challenge - What You Need to Know

Bitcoin and other cryptocurrencies are joining mainstream banking—what are the risks from an AML perspective?

Falcon Intelligence Network: A Fraud Consortium for Fraud-Fighting Machine Learning Innovation

How FICO uses global payments data to accurately prevent the next fraud event across a wide range of payment types and channels

Customer Identity Management Is NOT the Same as Access Control

Customer ID management and access control are related but different disciplines, and shouldn’t be confused with each other

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